Your payslip
Your actual gross salary, withholding and contributions as the starting point — the mix calculates with what you already pay today.
freelancers · all legal forms · income year 2026
Pay yourself like a pro,
not like a gambler.
Salary, copyright royalties, dividend — fscl computes the tax-optimal mix and delivers the proof for your accountant.
Optimal mix · €120,000 profitlive
€78,184
net — you keep 65,2% · + €20,685 vs. everything as salary
Example case: €120,000 profit before salary · €22,000 salary · €9,429 auteursrechten — adjust everything in the calculator below.
free · no account
What do you keep net in 2026?
Slide and see. Every euro is explained — no rules of thumb. fscl calculates for one working entrepreneur — company, sole proprietor or side business. Every number can be verified on How we calculate.
Your numbers
€120,000
Taxable profit, not your revenue. Deduct your costs yourself (accountant, insurance, software) — not your own salary.
€50,000 · €4,167/month≈ €2,352 net/month
20% rate active on the first €100,000 profit — from €50,000
Auteursrechten
Off — the calculation splits your profit across salary and dividend.
Settings
5 yr
VVPRbis · 18%
7%
fscl calculates for one working entrepreneur — company, sole proprietor or side business.
Net in your pocket
Net in your pocket: €74,139
62% of €120,000+ €16,640 vs. everything as salary
Salary (net)€28,219
Dividend (net)€45,920
− €45,861
With warrants: +€3,899 extra net — market risk, discuss with your accountant.
Coming soon · Pro
From estimate to your real numbers.
The free calculator works with sliders. Pro starts from your payslip and your annual income statement — so you optimise everything on what you actually earn and spend.
Your income statement
Actual revenue and costs instead of estimates — your profit before salary is right to the euro.
Everything optimised
Salary, auteursrechten, dividend and costs, computed year after year on your own numbers.
Part of the Pro version — available soon.
Audit-proof · Pro
Don't just calculate. Prove it.
The calculation is half the work. The other half is the dossier that holds up when the tax authority comes knocking.
Transfer agreement
Model contract between you and your BV, filled in and dated. Ready to sign.
Works inventory
Which creations carry your auteursrechten, with a creative share — substantiated and dated.
Fiche 281.45
Step by step what your accountant needs to file. We file nothing — we show you exactly what's needed.
[fscl] gives no tax advice. We show the calculation and generate the documents. You and your accountant decide.
Pricing
Calculate for free. Pay to keep it.
The calculator is and stays free. You pay for saved profiles, the dossier and monitoring across the years.
Free
€0
The calculator. Shareable, no account.
- Optimal mix + what you save
- Auteursrechten headroom (one year)
- No storage, no dossier
Recommended
Pro
€150 / year, excl. VAT
For anyone who wants to make the right call every year.
- Calculates with your actual results
- Optimisation from your payslip
- Itemise costs in more detail
- Profiles & multiple years
- Multiple working partners
- Complete documentation dossier (PDF)
- 4-year-cliff monitoring
- Recalculated when rules change
- Year-end checklist